Paisa Kredit - Grand Financial Possibilities Await You!

1. Introduction

Welcome to PaisaKredit ("Company", "we", "our", or "us").

We value your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, store, process, and protect your information when you use our website or apply for loan consultation services.

Important Disclosure

PaisaKredit is not a Bank, NBFC, or Financial Institution.

We provide loan consultation and loan facilitation services by connecting eligible applicants with our partner Banks and NBFCs.

Loan approval, loan amount, interest rate, processing fee, tenure, and disbursement are solely decided by the respective lender.

2. Information We Collect

We may collect the following information:

Full Name
Mobile Number
Email Address
City & State
PAN Number
Aadhaar Number (only if required)
Date of Birth
Employment Details
Business Details
Income Information
Bank Statements
Salary Slips
GST Details
ITR Documents
Property Documents (where applicable)
Credit Score (with your consent)
Device Information
IP Address
Browser Information
Cookies

3. Purpose of Collection

Your information is collected to:

Check preliminary loan eligibility
Contact you regarding loan products
Connect you with Banks/NBFCs
Process loan applications
Complete KYC verification
Improve customer service
Prevent fraud
Meet legal requirements

4. Information Sharing

We may share your information with:

Partner Banks
Partner NBFCs
Loan Processing Agencies
KYC Verification Agencies
Credit Bureau (where applicable)
Government Authorities when legally required

We do not sell your personal information to unrelated third parties.

5. Data Security

We implement reasonable security measures including:

SSL Encryption
Secure Servers
Restricted Employee Access
Secure Storage
Firewall Protection

Although we strive for complete security, no online system can guarantee absolute protection.

6. Cookies

Our website may use cookies to:

Improve user experience
Remember preferences
Analyze website traffic
Enhance performance

Users may disable cookies through their browser settings.

7. Data Retention

We retain information only as long as necessary:

To provide our services
To comply with applicable laws
For dispute resolution
For regulatory requirements

8. Your Rights

You may request:

Access to your personal data
Correction of inaccurate information
Deletion of your information (subject to legal obligations)
Withdrawal of consent where applicable

9. Third-Party Websites

Our website may contain links to third-party websites. We are not responsible for their privacy practices or content.

10. Children's Privacy

Our services are intended only for individuals aged 18 years or above.

11. Changes to Policy

We may update this Privacy Policy at any time. The revised version will be published on this page along with the updated effective date.